Pathways Home: A Native Homeownership Guide
October 15 - October 19, 2012
Omaha, NE
Course Description
Participants will learn how to deliver a comprehensive homebuyer education program designed to help educate prospective native homebuyers on how to become successful homeowners. The curriculum is specifically tailored for Native American communities.
Participants will also learn the most effective methods to help potential homebuyers determine what is best for them; to build a new home or to buy an existing one. Other areas covered in this curriculum include understanding the mortgage loan process, how to prepare a family budget, how to improve credit profiles, how to avoid the pitfalls of predatory lending, foreclosure prevention strategies, and how the family can maintain the home and their personal finances after the purchase.
Instructors specialize in homebuyer education and include culturally relevant teaching techniques in the classroom.
Objectives
- The Native American Housing Assistance and Self‐Determination Act (NAHASDA) impacts the use of private sector financing for purchasing homes in Indian Country.
- To explore the various aspects of homeownership.
- To consider mortgage‐based homeownership.
- To evaluate credit for homeownership.
- To correlate the credit report and credit score to homeownership potential.
- To assist folks in finding a home and applying for a home loan.
- To teach your folks how to meet their financial obligations.
- To prevent foreclosure and locate assistance for foreclosure prevention.
- To protect your investment.
- Various training techniques can be used in your community.
- To keep your attendees involved and interested in seeking other resources.
- To become familiar with basic terminology used in the lending/mortgage industry.
Who should attend?
Occupancy specialists, collections staff, resident services counselors, and homebuyer educators. Tribal council members, board members, tribal housing committee members, and other housing staff interested in learning more about the homebuyer process are also encouraged to attend.
PLEASE NOTE: Pathways Home certification is effective for 3 years after the student has attended the course and been awarded a certificate. Pathways Home Instructors must have a current certificate to order Pathways Home student and instructor manuals for community based homebuyer education sessions.
NAIHC is developing a “Pathways Home Recertification” course, which will be offered September 5-7 in Denver, CO. If your certification has expired, please make plans to attend this course. More details will be posted as they become available.